Turn Your iPhone Into a Credit Card Terminal

In the fast paced business world, having a virtual credit card terminal on your iPhone can save you time and money when it comes to processing sales for your business. With your card machine literally in your pocket, briefcase or purse, it is now easier than ever to complete sales, no matter what type of business you are in. Making the choice to accept cards will open up your company to a whole new type of customer. With more than 50 million credit card transactions happening on any given day in the United States alone, you will surely want to get into that customer base.

Gone are the days where you need a big, clunky credit card terminal in one central location. If you have an iPhone, it can do all the work for you without spending $100s on point of sale hardware. Using your iPhone as a credit card terminal can allow you to accept all four major cards (VISA, MasterCard, Discover & American Express), email PDF receipts directly to your customers and allow customer signatures with an optional attachment and stylus.  The system is easy to set up, is as secure as any other credit card terminal and offers the best in fraud protection.

Features of most credit card accepting software for the iPhone includes total iPhone support with no other hardware required, instant payment, ability to accept payment on any Apple product including the iPad and iPod and can even be linked to Android based phones with a special account. You will be able to authorize refunds, look at customer transaction history, collect customer details easily and each transaction will be stored in a central remote location, such as on a PC or Mac. Optional features can include hardware which has the ability to capture signatures and a card scanner as well as software options like the ability for customers to add tips or gratuity from the screen of your iPhone.

There are certainly some popular credit card terminal software programs for the iPhone. Though most offer the basic features as mentioned above, some are much more advanced. Others may be quite simple and you will not have access to any of the features listed above. There are also reports of scam programs that are not linked to any credit card processing accounts at all and simply collect your customer’s important information for their own use. It is very important you do your research and only use a credit card terminal for your iPhone that is connected to a trusted company such as Intuit, for example. You certainly don’t need to use Intuit, as there are other trusted companies out there, just don’t fall for a scam or you will certainly end up losing customers instead of gaining them.

Using your iPhone as a credit card terminal can save you time, money and open up your business to a whole new customer base. Speaking with a professional at a company like Intuit can help you understand the process a bit better and give your exact details on how this can work for you.